:root{--navy:#061a35;--navy2:#0b2d63;--navy3:#112b55;--blue:#217af4;--yellow:#ffd22b;--purple:#9d55e6;--paper:#f4f7fc;--ink:#0c2546;--muted:#435b7c;--line:#d7e2f1;--max:1170px;--radius:18px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font-family:Heebo,Assistant,Arial,sans-serif;line-height:1.65;overflow-wrap:break-word;-webkit-font-smoothing:antialiased}img{max-width:100%;height:auto}a{text-decoration:none;color:inherit}a:focus-visible,button:focus-visible{outline:3px solid var(--purple);outline-offset:4px}.wrap{width:min(calc(100% - 44px),var(--max));margin-inline:auto}.skip{position:absolute;right:16px;top:-120px;z-index:1000;color:var(--navy);background:var(--yellow);padding:12px 20px;border-radius:10px;font-weight:900}.skip:focus{top:10px}
.site-header{background:#061a35;color:#fff;position:sticky;top:0;z-index:50;border-bottom:1px solid rgba(255,255,255,.12);box-shadow:0 3px 22px rgba(6,26,53,.12)}.site-nav{display:flex;align-items:center;justify-content:space-between;gap:26px;min-height:91px}.logo{display:inline-flex;align-items:center;justify-content:center;flex-shrink:0}.logo img{width:162px;height:auto;max-height:73px;object-fit:contain}.site-nav nav{display:flex;gap:24px;align-items:center;font-size:13px;font-weight:750}.site-nav nav a{white-space:nowrap;color:#e8ecf7;border-bottom:2px solid transparent;padding-block:8px;transition:color .15s}.site-nav nav a:hover,.site-nav nav a[aria-current="page"]{color:var(--yellow);border-bottom-color:var(--yellow)}.nav-phone{display:inline-flex;align-items:center;white-space:nowrap;border:1px solid rgba(255,255,255,.26);color:#fff;border-radius:13px;padding:10px 14px;font-size:14px;font-weight:800;direction:ltr}.nav-phone span{color:var(--yellow);font-size:17px;margin-inline-end:8px}
.article-hero{position:relative;isolation:isolate;overflow:hidden;background:radial-gradient(ellipse at 18% 20%,rgba(48,112,232,.2),transparent 40%),radial-gradient(ellipse at 80% 70%,rgba(153,60,215,.13),transparent 50%),linear-gradient(135deg,#05162f,#0c2b5b);color:#fff;padding:53px 0 68px;border-bottom:4px solid #f7c524}.article-hero:before{content:"";position:absolute;inset:0;z-index:-1;opacity:.09;background:linear-gradient(120deg,transparent 47%,white 49%,transparent 50%) 0 0/68px 68px}.breadcrumbs{font-size:12px;color:#e2e9fa;margin-bottom:44px;display:flex;gap:8px;flex-wrap:wrap}.breadcrumbs a{text-decoration:underline;text-underline-offset:4px;text-decoration-color:rgba(255,255,255,.38)}.breadcrumbs a:hover{text-decoration-color:var(--yellow);color:var(--yellow)}.breadcrumbs span{opacity:.83}.kicker{font-size:11px;color:var(--yellow);font-weight:900;letter-spacing:1.4px;text-transform:uppercase}.kicker i{display:inline-block;width:15px;height:2px;vertical-align:middle;background:var(--yellow);margin:0 7px}.article-hero h1{font-size:clamp(35px,4.9vw,63px);line-height:1.26;max-width:880px;letter-spacing:-1.4px;margin:14px 0 20px;font-weight:900}.article-hero h1 em{font-style:normal;color:var(--yellow)}.article-hero p{margin:0;max-width:760px;font-size:clamp(15px,1.65vw,19px);line-height:2;color:#d5e2f6}.article-meta{display:flex;flex-wrap:wrap;gap:12px;margin-top:27px}.article-meta span{background:rgba(255,255,255,.085);border:1px solid rgba(255,255,255,.15);border-radius:999px;padding:6px 13px;color:#e5e9f8;font-size:11px;font-weight:700}
.article-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:27px;align-items:start;margin-top:52px}.article-body{background:#fff;border:1px solid var(--line);border-radius:22px;padding:clamp(23px,4.8vw,54px);box-shadow:0 12px 38px rgba(16,42,81,.035)}.article-body .lead{font-size:18px;color:#153456;line-height:1.95;font-weight:500;border-right:4px solid #ffd02d;background:#f5f8ff;padding:19px 20px;margin:0 0 34px;border-radius:11px}.article-body h2{font-size:25px;line-height:1.42;font-weight:900;margin:39px 0 15px;letter-spacing:-.6px}.article-body p,.article-body li{font-size:16px;line-height:2.07;color:#344e6e}.article-body p{margin:0 0 18px}.article-body ol,.article-body ul{padding-right:24px;padding-left:3px;margin:0 0 25px}.article-body li{margin-bottom:12px;padding-right:6px}.article-body strong{color:#0c2b5c}.article-body a{color:#3524a4;text-decoration:underline;text-underline-offset:4px;font-weight:750}.article-body a:hover{color:#1a49a8}.info-box{border:1px solid #d7c4fb;border-right:5px solid #9856e9;background:#f4effe;border-radius:15px;padding:20px 23px;margin:30px 0}.info-box strong{color:#2e206d;font-size:17px}.info-box p{margin:7px 0 0;color:#293d63}.sources{display:flex;flex-direction:column;gap:9px;border-top:1px solid var(--line);margin-top:40px;padding-top:22px;font-size:14px}.sources strong{font-size:13px;color:#57688d}.sources a{width:fit-content}.legal-note{margin-top:22px!important;color:#667a91!important;font-size:12px!important;line-height:1.8!important}
.article-aside{position:sticky;top:112px;display:grid;gap:18px}.aside-card{color:white;background:linear-gradient(152deg,#0b2b5d,#0c1940);border-radius:19px;padding:28px;border:1px solid rgba(255,255,255,.1);box-shadow:0 15px 32px rgba(7,26,55,.15)}.aside-card h2{font-size:26px;line-height:1.34;margin:12px 0 12px}.aside-card p{color:#d6e5fa;font-size:14px;line-height:1.9;margin:0 0 22px}.aside-phone{display:block;color:#e3eeff;text-align:center;margin-top:14px;font-size:14px;font-weight:750;direction:ltr}.aside-links{background:#fff;border:1px solid var(--line);border-radius:17px;padding:20px 23px;display:flex;flex-direction:column;gap:13px;font-size:13px}.aside-links strong{font-size:15px}.aside-links a{color:#31558b}.aside-links a:hover{text-decoration:underline;text-underline-offset:4px}
.btn-gold,.btn-outline{display:inline-flex;justify-content:center;align-items:center;min-height:49px;text-align:center;padding:12px 23px;border-radius:11px;font-weight:900;font-size:14px}.btn-gold{background:linear-gradient(135deg,#ffe66b,#ffd324);color:#0b2449;box-shadow:0 11px 22px rgba(8,21,48,.14)}.btn-gold:hover{filter:brightness(1.06)}.btn-outline{color:inherit;background:transparent;border:1px solid rgba(104,127,160,.55)}.btn-outline:hover{background:#f2f6ff}.aside-card .btn-gold{width:100%}
.related-guides{margin-top:80px}.section-intro{text-align:center;max-width:680px;margin:0 auto 35px}.section-intro .kicker{color:#8043c4}.section-intro h2{font-size:clamp(27px,3.6vw,40px);line-height:1.3;margin:12px 0 15px;font-weight:900}.section-intro p{color:var(--muted);font-size:15px;line-height:1.95}.guide-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.guide-card{border:1px solid #d5dfec;background:linear-gradient(157deg,#fff,#f5f9ff);border-radius:18px;padding:27px;min-height:262px;display:flex;flex-direction:column;align-items:flex-start;gap:11px;transition:transform .18s,box-shadow .18s;box-shadow:0 10px 25px rgba(8,32,73,.04)}.guide-card:hover{transform:translateY(-4px);box-shadow:0 17px 34px rgba(8,32,73,.095)}.guide-card .tag{color:#422180;background:#eee4ff;border-radius:999px;font-size:11px;font-weight:900;padding:6px 12px}.guide-card h3{font-size:18px;line-height:1.45;letter-spacing:-.35px;margin:3px 0 0}.guide-card p{color:#526887;font-size:13px;line-height:1.9;margin:0 0 8px}.learn-more{margin-top:auto;color:#5930ae;font-size:13px;font-weight:900}.article-cta{margin:75px auto 95px;position:relative;color:white;background:radial-gradient(circle at 20% 0,rgba(157,85,230,.23),transparent 45%),linear-gradient(115deg,#092f68,#071d43);border:1px solid rgba(112,136,195,.34);border-radius:23px;padding:42px 49px;display:flex;align-items:center;justify-content:space-between;gap:36px;overflow:hidden}.article-cta h2{font-size:clamp(26px,3.4vw,38px);margin:11px 0;font-weight:900}.article-cta p{color:#dbe5f7;font-size:14px;max-width:690px;line-height:2;margin:0}.cta-actions{display:flex;flex-direction:column;min-width:190px;gap:10px}.article-cta .btn-outline{color:#fff;border-color:rgba(255,255,255,.42)}.article-cta .btn-outline:hover{background:rgba(255,255,255,.1)}
.hub-hero{padding-bottom:82px}.hub-content{padding-top:78px}.hub-content .guide-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.hub-note{margin:70px 0 0}.simple-page{background:#fff;margin-top:45px;margin-bottom:75px;padding:clamp(24px,5vw,60px);border-radius:23px;border:1px solid var(--line)}.simple-page h2{font-size:24px;margin:32px 0 13px}.simple-page p{font-size:16px;line-height:2;color:#394c6a}.thanks{min-height:65vh;display:flex;align-items:center}.thanks-card{border:1px solid var(--line);background:#fff;max-width:760px;margin:65px auto;padding:60px;border-radius:25px;text-align:center;box-shadow:0 20px 50px rgba(17,43,80,.06)}.thanks-card .kicker{color:#7547bd}.thanks-card h1{font-size:46px;line-height:1.3}.thanks-card p{font-size:17px;line-height:1.9;color:#456080;margin-bottom:25px}.thanks-card .btn-outline{margin:8px}
.price-mini-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin:30px 0}.price-mini-grid>div{background:#f7f9ff;border:1px solid #d9e3f3;border-radius:14px;padding:17px;display:flex;flex-direction:column;gap:6px}.price-mini-grid>div.featured{border-color:#d1a72a;background:#fffcee;box-shadow:0 6px 19px rgba(175,137,36,.11)}.price-mini-grid span{color:#536485;font-size:12px;font-weight:800}.price-mini-grid strong{font-size:26px;color:#0a2e64}.price-mini-grid p{font-size:12px;line-height:1.85;margin:0}.price-mini-grid small{font-size:11px;color:#5c7295;line-height:1.9;margin-top:auto}
.site-footer{background:#061a35;color:#f7f9ff;border-top:4px solid #ffce24;padding:58px 0}.footer-grid{display:grid;grid-template-columns:1.7fr 1fr 1fr;gap:48px}.f-logo img{width:170px;max-height:85px;object-fit:contain}.site-footer p{color:#cfdaee;font-size:13px;line-height:1.9}.site-footer small{color:#b7c5dc;font-size:11px;line-height:1.9;display:block}.footer-nav{display:flex;flex-direction:column;align-items:flex-start;gap:12px;font-size:13px}.footer-nav strong{color:#ffe467;font-size:15px}.footer-nav a{color:#d9e4f5}.footer-nav a:hover{color:var(--yellow);text-decoration:underline;text-underline-offset:4px}.footer-nav span{color:#c8d7e7;font-size:11px;margin-top:8px}
@media(max-width:980px){.site-nav{gap:16px}.site-nav nav{gap:15px;font-size:12px}.logo img{width:133px}.nav-phone{font-size:12px;padding:9px}.article-layout{grid-template-columns:minmax(0,1fr) 250px}.aside-card{padding:22px}.hub-content .guide-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:720px){.wrap{width:min(calc(100% - 30px),var(--max))}.site-header{position:relative}.site-nav{min-height:75px;flex-wrap:wrap;row-gap:0;justify-content:space-between;padding-block:8px 0}.logo img{width:130px}.site-nav nav{width:100%;order:3;overflow-x:auto;white-space:nowrap;gap:18px;justify-content:space-between;padding:6px 2px 9px;scrollbar-width:thin}.site-nav nav a{padding:10px 0;font-size:12px}.nav-phone{font-size:11px;padding:8px;border-radius:11px}.article-hero{padding:30px 0 45px}.breadcrumbs{margin-bottom:29px}.article-hero h1{font-size:clamp(29px,7vw,43px);letter-spacing:-.8px}.article-hero p{font-size:15px}.article-meta{gap:8px}.article-meta span{font-size:10px}.article-layout{grid-template-columns:1fr;margin-top:20px}.article-body{padding:24px 19px}.article-body h2{font-size:22px;line-height:1.4;margin-top:32px}.article-body .lead{font-size:15px;padding:16px}.article-body p,.article-body li{font-size:14px;line-height:2}.article-aside{position:static;grid-row:2;grid-template-columns:1fr}.guide-grid,.hub-content .guide-grid{grid-template-columns:1fr;gap:12px}.guide-card{min-height:auto;padding:23px}.related-guides{margin-top:54px}.article-cta{margin:55px auto 65px;padding:27px 22px;display:block}.article-cta .cta-actions{margin-top:25px;flex-direction:row;flex-wrap:wrap}.cta-actions>a{flex:1;min-width:130px}.hub-content{padding-top:50px}.price-mini-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr;gap:28px}.footer-grid>div:first-child{grid-column:1/-1}.site-footer{padding:44px 0}.thanks-card{padding:38px 20px;margin:35px auto}.thanks-card h1{font-size:32px}}
@media(max-width:380px){.site-nav nav{gap:12px}.site-nav nav a{font-size:11px}.nav-phone{font-size:10px}.logo img{width:104px}.article-hero h1{font-size:28px}.article-meta span{padding:5px 8px}.footer-grid{grid-template-columns:1fr}.footer-grid>div:first-child{grid-column:1}.article-cta .cta-actions{flex-direction:column}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}}